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Pay later – at your own pace
You choose when and how you want to pay. You get up to 12 months interest-free repayment.
- 30-60 days to the first due date
- No opening fee, no card and no hidden fees
- You can split the payment and choose the payment option that suits you best
You can apply either via the link below or on the spot. You will only receive an invoice the month following your purchase and you can then choose to pay the full amount at once or flexibly in instalments.
You will see the credit decision immediately and you will be able to access the credit once you have signed the credit agreement electronically.
What about the costs?
| Payment option | Annual percentage rate | Credit cost/month |
|---|---|---|
| 30-60 days | 0% | 0€ |
| 12 months | 0% | 0.28%/month of the credit limit, up to a maximum of €12.50/month. |
| 36 months | 12,90% | 0.28%/month of the credit limit, up to a maximum of €12.50/month. |
| 60 months | 15,00% + KSL reference rate * | 0.28%/month of the credit limit, up to a maximum of €12.50/month. |
* The reference rate of interest refers to the reference rate referred to in the Consumer Protection Act in accordance with Section 12 of the Interest Act, which is published twice a year by the Bank of Finland and is valid for 6 months at a time. The applicable reference rate may not exceed 5%, i.e. the annual interest rate on a loan may not exceed 20%, as provided for in the Consumer Protection Act.
Example purchase from: 1500 €, with 12 months payment option. Annual interest rate: 0%. Credit cost/month: €5.60. Annual percentage rate of charge: 4.01%. Cost of credit: €61.60. Total payable: €1562. Instalment/month: €130.60, 12 instalments. Credit cost of 0.28%/month of the agreed credit limit, up to a maximum of €12.50/month. The credit fee is charged on monthly bills. The health account is a revolving credit with a minimum credit limit of €2000. Other uses of the credit may result in a higher or lower annual percentage rate of charge. The credit is not available in Åland. Resurs Bank AB Finland branch.
Already have an account?
If necessary, you can also increase your previously opened account yourself via the application link below: link to the application for a raise.
Remember to also use your Resurs online bank, where you can see your account balance and more.: Log in to the online bank here.
Is there something you’re wondering about?
Contact Resurs customer service on weekdays, tel. +358 9 622 4308.
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